Press Release

Qualcomm Announces a New Telematics Solution for the Auto Insurance Market

Solution Enables Insurance Companies to Identify and Monitor Risks, and Reduce Costs in the Event of Claims, Accidents and Frauds

Sep 9, 2010WAALRE, The Netherlands

Qualcomm products mentioned within this press release are offered by Qualcomm Technologies, Inc. and/or its subsidiaries.

Qualcomm Enterprise Services Europe BV, a wholly owned subsidiary of Qualcomm Incorporated (NASDAQ: QCOM), a leading provider of business-to-business wireless enterprise applications and services, today announced the launch of the Pay-As-You-Drive (PAYD) and Pay-How-You-Drive (PHYD) services, two new telematics solutions for the auto insurance market. PAYD and PHYD enable these insurance companies to correlate the cost of motoring insurance directly to vehicle use measured against time, distance and place. This new, user-based insurance solution will be commercially available in the autumn of 2010.

These new telematics solutions will be demonstrated in London this week at Innovation Qualcomm 2010 (IQ2010). The PAYD and PHYD solutions will give auto insurance companies access to a full suite of features, ranging from standard data, such as accurate kilometers/miles, reporting to complete accounts of the time of day and types of road driven and to detailed reports, statistics and alerts on driving behavior. This information will allow insurance companies to improve the accuracy of their customer segmentation by identifying those drivers representing higher risks and implement accident prevention strategies targeting these drivers, as well as launch differentiating services to acquire new customers. The PAYD and PHYD solutions will also enable auto insurance companies to access reliable and accurate data in the event of crashes, claims and frauds.

The development and introduction of these new services for the car insurance market represents a significant step for Qualcomm Enterprise Services, which has traditionally developed and implemented fleet management solutions specifically for the transportation and logistics industry. Qualcomm’s experience and expertise in the field of vehicle-data capture and driver-behavior monitoring provide the foundation upon which these auto insurance-specific telematics solutions are being designed.

“With these new services, we are positioning ourselves as a technology provider and collaborator for firms in the auto insurance industry,” said Bill Karnazes, managing director for Qualcomm Enterprise Services Europe. “With our new solutions, these insurance companies can fine-tune their offerings and develop a new type of pay-how-you-drive policies based on driving behavior, taking into account a set of complex variables.”

About Qualcomm Enterprise Services
Since 1988, Qualcomm Enterprise Services has provided integrated wireless systems and services to transportation and logistics companies around the world. With more than 1.3 million mobile units shipped to businesses in 39 countries on four continents, Qualcomm Enterprise Services delivers the business insight these companies need in order to operate at peak performance and provide superior customer service. Backed by a global, 24/7, world-class technology infrastructure, Qualcomm Enterprise Services is positioned to meet and exceed the increasingly complex and business-critical needs of its more than 2,500 clients with superior customer care and professional services. ABI Research ranked Qualcomm Enterprise Services No. 1 on its bi-annual Commercial Vehicle Telematics Vendor Matrix in 2010, 2008 and 2006. For more information about Qualcomm Enterprise Services Europe, please visit us at:

Qualcomm Incorporated (NASDAQ: QCOM) is the world leader in next-generation mobile technologies. For 25 years, Qualcomm ideas and inventions have driven the evolution of wireless communications, connecting people more closely to information, entertainment and each other. Today, Qualcomm technologies are powering the convergence of mobile communications and consumer electronics, making wireless devices and services more personal, affordable and accessible to people everywhere. For more information, please visit Qualcomm around the Web:
Corporate Blog:


Qualcomm is a registered trademark of Qualcomm Incorporated. All other trademarks are the property of their respective owners.