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AT&T and Firethorn Bring Mobile Banking to iPhone Customers

– November 03, 2008 – AT&T Inc. (NYSE:T) and Firethorn Holdings, LLC, a Qualcomm company (Nasdaq: QCOM), announced today the availability of their market-leading mobile banking application for iPhone.

Mobile Banking on AT&T lets users securely and efficiently manage their finances, including checking balances and transaction history, transferring funds, receiving offers, viewing and paying bills, and tracking rewards points.

The service is now available for all Firethorn financial institution partners, including America First Credit Union, Arvest Bank, BancorpSouth, Carolina First, FirstBank, Mercantile Bank, SunTrust, Synovus, USAA and Wachovia. Additionally, iPhone customers will have access to any new financial institution added in the future.

“Our customers are increasingly using their mobile phones as a hub from which they can manage nearly all aspects of their lives, and in addressing that trend, we've made it a priority to give them flexibility and control in managing their finances,” said David Christopher, chief marketing officer, AT&T Mobility & Consumer Markets. “The extension of this convenience and functionality to iPhone customers is further delivery on our commitment to this space.”

AT&T and Firethorn have collaborated since 2006 to provide best-in-class usability and reliability in mobile banking.

"Mobile Banking on AT&T with iPhone embodies the exciting evolution that mobile financial services must undertake to keep pace with consumers' busy lifestyles," said Tripp Rackley, chief executive officer, Firethorn. “Our partners expect us to offer them the best technology available to help their users manage their finances. The Mobile Banking application promises ease of use, security and high visibility - all strategically designed to achieve mass market adoption - and we are proud to help make it a reality.”

The Mobile Banking on AT&T application is now available as a free download from Apple's App Store on iPhone or at www.itunes.com/appstore

About AT&T
AT&T (NYSE: T) is a premier communications holding company. Its subsidiaries and affiliates, AT&T operating companies, are the providers of AT&T services in the United States and around the world. Among their offerings are the world's most advanced IP-based business communications services and the nation's leading wireless, high speed Internet access and voice services. In domestic markets, AT&T is known for the directory publishing and advertising sales leadership of its Yellow Pages and YELLOWPAGES.COM organizations, and the AT&T brand is licensed to innovators in such fields as communications equipment. As part of its three-screen integration strategy, AT&T is expanding its TV entertainment offerings. In 2008, AT&T again ranked No. 1 on Fortune magazine's World's Most Admired Telecommunications Company list and No. 1 on America's Most Admired Telecommunications Company list. Additional information about AT&T Inc. and the products and services provided by AT&T subsidiaries and affiliates is available at att.com.

About Firethorn
Firethorn, a Qualcomm company (Nasdaq: QCOM), is a mobile commerce enabler chosen by some of the nation's leading financial institutions and wireless operators. The Firethorn mobile wallet is a single, secure, certified application embedded on select wireless handsets. It enables financial institutions to deliver branded services to consumers via the mobile device; wireless operators to deliver consumer-convenient, mass-market applications to subscribers; and mobile device users to access and add multiple financial relationships with one password. For more information on Firethorn, visit www.firethornmobile.com.

© 2008 AT&T Intellectual Property. All rights reserved. AT&T, the AT&T logo and all other marks contained herein are trademarks of AT&T Intellectual Property and/or AT&T affiliated companies. All other marks contained herein are the property of their respective owners.

Note: This AT&T news release and other announcements are available as part of an RSS feed at www.att.com/rss . For more information, please review this announcement in the AT&T newsroom at www.att.com/newsroom.

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