Benefits Overview

Description
Eligibility/Eligible Date
Employee Contribution

• Pretax and post-tax roth savings through payroll deduction
• Company match of employee contribution: 100% on first $1,500, 50% on next $1,500, 33% on next $7,500, and 10% thereafter 50% vested after 1 year, 100% after 2 years
• Loans available
• Fidelity, Vanguard and other Mutual Funds
• Employee may enroll, suspend and make changes to contributions at any time

Eligibility
All regular status employees age 18 and older
Eligibility DateDate of hire

• Minimum of 1% of salary
• Maximum of 100% of salary up to annual IRS deferral limit, and less other elective deferrals and required deductions
• Make up contributions permitted for employees age 50 and over

Description

Eligibility/Eligible Date

Employee Contribution

• Elective post-tax payroll deduction
• Allows employees to purchase company stock at 85% of the fair market value at the beginning OR end of the six month period, whichever is lower
• Employee may suspend contributions at any time
• Employee may withdraw from plan at any time

Eligibility

• All regular status employees scheduled to work 21 or more hours per week; 5 months per calendar year
• 30 days of employment prior to the beginning date of an ESPP offering period

Eligible DateEvery February 1 and August 1

• Minimum 1% of salary
• Maximum 15% of salary
• Maximum $12,500 in shares each offering period

Description

Eligibility/Eligible Date
Employee Contribution

• 10 company designated holidays per calendar year
• 1 employee designated holiday per calendar year

Eligibility

• All regular status employees
• Prorated for part-time employees
• Must be on active pay status day before and day after holiday

Eligibility Date
Date of hire or eligibility

none

Description

Eligibility/Eligible Date

Employee Contribution

Exempt Employees:

• 3 weeks accrual per year
• After 5 years of employment: 4 weeks accrual per year
• After 10 years of employment: 5 weeks accrual per year

Non-Exempt Employees:

• 2 weeks accrual per year
• After 5 years of employment: 3 weeks accrual per year
• After 10 years of employment: 4 weeks accrual per year
• Maximum accrual of 2 times employee's annual accrual rate

Eligibility

• All regular status employees
• Prorated for part-time employees

Eligibility Date:Date of hire or eligibility

none

Description
Eligibility/Eligible Date
Employee Contribution

Non-PPO Indemnity

PPO Office

PPO Hospital Visit

Individual deductible
$500
$0
$0

Family deductible
$1000
$0
$0

After deductible:

Plan pays
60%
100%
90%

You Pay (co-insurance)
40%
$0/ Preventive Care Visit
$10/Primary Care Visit (non-preventive care)
$10/Mental Health Office Visit
$20/Specialty Visit

10%

Maximum co-insurance per person per year
$3,000
N/A
$750

• Pre-admission inpatient notification required

• Retail Prescription Copays / Copay (for a 30 day supply):

• Generic = 20% with a $15 maximum copay
• No Generic Available Preferred Brand = 20% with a $20 maximum copay
• Preferred Brand = 30% with a $40 maximum copay
• Non-Preferred Brand = 40% with a $60 maximum copay
• Fertility Drugs = 50%, no maximum copay
  Mail Order Prescription Copays / Copay (for a 90 day supply):
• Generic = $30 copay
• No Generic Available Preferred Brand = $40 copay
• Preferred Brand = $80 copay
• Non-Preferred Brand =$120 copay
• Fertility Drugs = 50%, no maximum copay

Eligibility

• All regular status employees working 30+ hours per week
• Spouse or same sex domestic partner and dependent child(ren) of eligible employee
• Pre-existing condition clause exists

Eligibility DateDate of hire or eligibility

Employees working less than 40 hours pay a percentage premium.

Description

Eligibility/Eligible Date

Employee Contribution

Preventive services

• 100% of eligible expenses, no deductible. Maximum benefit for preventive services per year: $500 per individual
• Individual deductible per calendar year: $50
• Family deductible per calendar year: $150

Basic services:

• 80% after deductible

Major services:

• 50% after deductible
• Maximum benefits for basic and major services per year: $1,500 per individual

Orthodontia:

• 50% after deductible
• Maximum lifetime benefit for orthodontia: $1,500 per individual

Note: Frequency limitations on certain services

Eligibility

• All regular status employees working 30+ hours per week
• Spouse or same sex domestic partner and dependent child(ren) of eligible employee
• Pre-existing condition clause exists

Eligibility DateDate of hire or eligibility

Employees working less than 40 hours pay a percentage premium for employee coverage.

Description
Eligibility/Eligible Date
Employee Contribution

Exam:

• 100% of eligible expenses once every 12 months, $5 copay
Lenses/Frames:
• Once every 24 months, $10 copay
• Contact lenses (in lieu of glasses): once every 24 months

Note: Lenses, frames and contact lenses are subject to a maximum allowable benefit

Eligibility

• All regular status employees working 30+ hours per week
• Spouse or same sex domestic partner and dependent child(ren) of eligible employee
• Pre-existing condition clause exist

Eligibility DateDate of hire or eligibility

Premiums required for dependent coverage. Employees working less than 40 hours pay a percentage premium for employee coverage.

Description
Eligibility/Eligible Date
Employee Contribution

• Used for personal illness/doctor's appointments
• May be integrated with disability programs

Exempt:

• Sick time taken as needed based on the honor system

Non-Exempt:

• 10 days per year, bi-weekly accrual
• 160 hour maximum accrual

Eligibility

• All regular status employees
• Prorated for part-time employees

Eligibility DateDate of hire

none

Description

Eligibility/Eligible Date
Employee Contribution

Enables employees to pay for dependent care and health care expenses with pretax dollars

Eligibility
All regular status employees working 30+ hours per week
Eligibility Date

• Date of hire or eligibility
• Every January 1
• Upon family status change

Maximum of $5,000 annually for each reimbursement account

Description
Eligibility/Eligible Date
Employee Contribution

• Employees may seek assistance for tuition and fees for academic education
• Reimbursement of up to $5,250 per calendar year for cost of tuition, books, and parking for courses toward continuing education, certification program, associate's degree or a bachelor's degree
• Reimbursement of up to $10,125 per calendar year for costs of tuition, books, and parking for courses toward a graduate or post-graduate degree
• Reimbursement based on grade

Eligibility

• All regular status employees working 40 hours per week
• Must be actively employed when the course begins and ends
• Course, program or study must be pre-approved and considered job related
• List of approved schools

Eligibility DateDate of hire

• Employee pays up front and may request reimbursement for eligible expenses
• Eligible expenses over and above annual limits are the responsibility of the employee

Description
Eligibility/Eligible Date
Employee Contribution

Provides financial assistance up to $4,000 towards some expenses associated with adopting a child

Eligibility
All regular status employees working 40 hours per week

Eligibility DateDate of hire

None

Description
Eligibility/Eligible Date
Employee Contribution

• Provides one-for-one matching of employee contributions each fiscal year to IRS recognized non-profit organizations

Maximum amount:

• All employees: $1,000
• Director & Above: $5,000

Eligibility
All regular status employees working 40 hours per week

Eligibility DateDate of hire

None

Description
Eligibility/Eligible Date
Employee Contribution

Balancing work, family and life. QLife is comprised of six communities that
represent the multiple facets of our lives:

• Community Life :Qualcomm provides hundreds of opportunities for our employees to make a measurable impact on the communities we call home.
• Family Life :
  Workshops, adoption assistance, child and elder care resource referral help
  handle numerous family matters.
• Healthy Life :
  Qualcomm makes it easy to get healthy and stay healthy with on-site and
  online fitness programs, health education workshops and an on-site medical
  and dental clinic in San Diego. If there is no on-site fitness center where
  you’re located, Qualcomm will reimburse your health club fees (maximum
  reimbursement amount applies).
• Leisure Life :Partake in tournaments. Adventure Outings. “Learn To” programs that teach

  scuba diving, surfing and more. There are groups for aviation, motorcycle

  buffs and more.

• Life Resources:

  Qualcomm’s vendor discount web site will point you to great deals from

  local and national merchants such as amusement parks, sporting events

  and movie theaters

• Team Life:

  Work groups can take part in customized team bonding events where you

  and your co-workers share in fun, novel experiences.

EligibilityQualcomm employees and family members

Eligibility DateDate of hire

None

Note: Some activities require participation fees